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Anyone with HSMP Approval Letter applying for Tier1 after 1st April
Well, Kapil, as far as my knowledge goes, you may not. But I am not an expert. Well, the best thing is that u read the guidance notes produced by the regulator on the BIA website. As such, tell me ur situation why dont u have the funds? Can u wait after u trnasfer those funds into ur account, and then apply so no issues.

In case u feel like using others account, u need to get a letter form them stating that they are ready for your use.
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